Is Every On-the-Job Injury Covered by Workers’ Compensation?

Posted on : May 1, 2017
Workers' compensation claim

Contracting an illness associated with your employment or sustaining an on-the-job injury raises a lot of questions and concerns for an individual employee. One of the most common questions asked by individuals who have recently been hurt or diagnosed with a work-related illness is whether or not all on the job injuries are covered by workers’ compensation. Workers’ compensation covers a majority, but not all, of the injuries that can occur on the job.

When you have a serious injury on the job, you have a responsibility to tell your employer about this situation as soon as possible. If your case meets the criteria to get you benefits, you will be approved and given time to focus on recovery. Not all cases will be approved right away, which is why it’s important to have an experienced lawyer help you with your case right away.

The purpose of the workers’ compensation system in every individual state is to give benefits to injured workers, even in situations where the employee or the employer’s carelessness contributed to the injury.

However, this does not mean that every injury is covered as there are some limits. Injuries that happen because an employee is using illegal drugs or is intoxicated, for example, would not be covered by workers’ compensation. The workers’ compensation system also does not protect employees in a situation involving:

  • Circumstances in which an employee’s conduct violated a company policy and led to injuries
  • Injuries sustained while an employee was not working
  • Injuries sustained while a worker is committing a major crime
  • Self-inflicted injuries

Filing a report with your employer as soon as possible after you’ve sustained an on-the-job injury will give you the best perspective about the future of your case and whether or not you may be entitled to workers’ compensation benefits. Bear in mind that an immediate denial does not always mean that you’ll be unable to recover any benefits. Instead, you should retain an experienced workers’ compensation attorney to walk you through the process and to help you in the event that your claim is denied. Taking action promptly could help you recover the benefits you need to recover from your injuries and move on with your life.