When you’re injured at work and require medical care and time away from your job, you may be in a financial bind. Few people have the resources and savings built up to carry them through an unexpected work accident. Nor should a family have to drain their own resources to cover necessary expenses after an on-the-job injury. Workers’ compensation insurance exists to help individuals who are hurt at work. However, an employee must first qualify for workers comp benefits.
There are some basic eligibility requirements to qualify for workers comp benefits, including:
Certain types of workers, such as farm and agricultural workers, seasonal workers, and undocumented workers may not be covered. Coverage may not exist even if they meet all eligibility requirements.
There are some other requirements that most employees must meet to receive workers’ compensation benefits including but not limited to:
While the above may not absolutely exclude an employee from being considered eligible for workers’ compensation benefits, many claims are denied if an employee tests positive for drugs or alcohol, no accident form was filled out, or there were no witnesses to the accident.
Were you injured at work? Contact our experienced workers’ comp attorneys today to find out if you are eligible for benefits