Workers’ compensation operates on a state level, while Social Security Disability (SSD) is a federal program. You may qualify for one or both programs, depending on the severity of your work-related injuries.
In short, no. However, there are a few things you must consider. Each program has its own set of qualifications. You may meet one set but not the other. In order to receive both workers’ compensation and Social Security Disability Benefits, you must meet both sets of requirements. Additionally, your combined income from both SSD and workers’ comp cannot be above 80% of your previous pay. If you do make over 80% of your previous income with both, the Social Security Administration will lower your SSD benefits until you reach the 80% threshold.
Workers’ comp benefits are designed to be temporary. They are used until an employee receives the medical care necessary to get back to work. However, if the injury was severe enough to result in total disability, Social Security benefits may provide a source of income on a long-term basis if you qualify.
Workers’ comp provides benefits to injured workers. If you are injured, partially disabled, or totally disabled, you may qualify for workers’ comp benefits. However, the Social Security Administration requires a total disability classification. This means you can no longer perform any work that you have ever done for any employer you ever worked for.
Applying for both workers’ comp and Social Security Disability can be challenging. Let our experienced attorneys assist you in getting the needed benefits to make ends meet after a debilitating job-related injury.